Health Exchanges: Part duo

While most of my ultra right wing, build the bomb shelter and store the freeze dried food, friends would say there is nothing good about the government exchanges, there actually are a few points that aren’t so bad. (Please, put the gun down and back away from your computer).

First, there are choices.  Within the GeorgiaMart, for example, there will a variety of plans offering a variety of coverages.  The geniuses in Washington recognized that the 22 year old college student might require different coverage than the 63 year old truck driver, and they made provisions to give each a bit of a choice.

Next, even though the plans will be offered by different companies, the content of the plan will be standardized so you can compare pomegranates to pomegranates when choosing a plan.

Plans must conform to basic standards such that all plans have to cover at least a minimum of stuff (you’ll pay extra, for example, if you want coverage for sex change operations, but all plans will have coverage for , say, Paps.  This applies to either before or after the sex change, depending on which way you go.  Okay, this is getting confusing.)

Finally, the exchanges will be subject to some of the good old competition that made America great and liberals hate.  The sheer volume of people using the exchanges will allow for competition and possibly lower the rates (that is if that crazy theory of capitalism holds water).

Don’t forget, the policies bought through exchanges aren’t free (like Obamaphones) and depending on your income, you may actually have to pay something to get coverage.
  (thanks to Obama Care Survival Guide for background material)